Julee's Jewelry Appraisals

Jewelry Appraisals will provide the needed information to replace the item with one of like size, quality and value in the event of loss or damage. Your appraisal will include an estimated retail replacement value of the item, as well as a detailed description of type, quality, and carat weight of the gemstone(s), and type of precious metal.



A professional jewelry appraisal plays an important role in protecting the value of your assets. An accurate assessment of value is essential for estate planning or settlement, dividing assets in a divorce, buying insurance or property disposition.  A jewelry appraisal ensures that your property will be evaluated with complete confidentiality, care and accuracy. Every estate appraisal report is well-researched and documented. We also have partnerships with a select group of professionals to offer you a full personal jewelry appraisal & evaluation.


An insurance replacement appraisal provides an estimate to replace a piece of jewelry with a new one of comparable look and quality. Replacement appraisals are most often used to determine an appropriate amount of insurance coverage. It is important that the insurance replacement appraisal provide an accurate estimate of the replacement value. If the replacement value is over-stated, your jewelry will be over insured and you will pay higher premiums than necessary.  You also do not want to be under-insured.


A fair market value appraisal is most often used for one wanting to dispose of their jewelry and for tax and estate purposes. The fair market value provides an estimate of the likely selling price of a piece of jewelry if it is sold in its current, as-is condition, in its most common market. An example of fair market value might be the price that an item sells for at a local auction or on Craigslist or other selling venue. Rarely is this price a full retail price. Depending on the condition of the item and the desirability of the item, the fair market value might be as low as “scrap” value.  Which is the price paid for the precious metal content only.


When an item of jewelry is being donated to any charitable organization, an appraisal may be required. The value to be used for tax reporting is most commonly the fair market value. This is defined as the price that a willing buyer and willing seller would agree upon.


During the course of a jewelry appraisal, your items will be carefully evaluated to accurately identify all component parts – gemstones and metals.  Gems are measured or weighed (when appropriate or possible out of a mounting), evaluated for condition and graded for color, clarity and cut quality. Metals are weighed and examined for purity.

The value is determined by taking into consideration the component parts and the overall nature and condition of the finished piece as well as prevailing market conditions and the actual purpose of the appraisal (insurance replacement cost or fair market value).

During the initial examination, we will:

    Conduct a thorough examination of your jewelry
    Review the condition of your jewelry
    Take detailed measurements and notes                 
    Take photographs of your jewelry

After the initial examination, we will:

    Research your jewelry
    Study available information regarding your jewelry
    Assign a value to your jewelry
    Enter all information into a formal report

What can you expect from us?

  1.   Professional and courteous answers to your questions
  2.  Complete descriptions of your jewelry
  3.  An emailed report you can forward to your insurance agent, or request duplicate printed reports, if desired (one for you and one for your insurance company)
  4.  Photographs of your jewelry on the report
  5.  Complete confidentiality
  6.  Extra copy of report emailed/mailed/faxed directly to your insurance agent upon request

Information we need for your appraisal:


  •   Grading or Laboratory reports
  •   Previous appraisal reports
  •   Sales receipts
  •   Repair receipts
  •   Adequate time to do the best job possible

Invoice to be paid at the time of service. We will gladly accept your personal local check, cash, Visa, MasterCard or Discover

Julee's credentials include, but are not limited to:

  • GIA Diamond Grading
  • GIA Advanced Diamond Grading
  • GIA Detecting Synthetic Stones
  • Certified World-wide Diamond Importer
  • Certified World-wide Gemstone Importer
  • Member, Retail Jewelers Organization
  • Gemstone Identification
  • Precious Metal Testing
  • Custom Design and Manufacturing
  • Jewelry Repairs
  • Diamond and Gemstone Setting
  • Continued Seminar Training
  • Retail Jewelry, Watches, Custom & Repairs, 18 years, since 1999